Track income, bills, savings goals, and debt in one clean tool. See your real cash flow — no spreadsheets, no subscriptions.
What's included
Enter your income, fixed bills, and variable spending. See your real monthly cash flow and savings rate at a glance — no guessing.
Get an instant 0–100 budget health score based on your savings rate, emergency runway, and spending leaks. Know exactly where to improve.
Set your emergency fund target and track progress. See how many months of expenses you have covered and what it takes to reach 3–6 months.
Track your debts alongside your budget. See total minimum payments, stress-test high-rate scenarios, and plan your payoff order.
Set savings targets — emergency fund, vacation, house down payment. Track progress and see how your monthly cash flow gets you there.
Get a prioritized list of next actions based on your budget. Focus on what moves the needle: cut spending leaks, build runway, reduce debt.
How it works
Add your take-home pay — salary, freelance, side income, anything that hits your account monthly.
Fixed costs like rent, subscriptions, insurance. Variable spending like groceries and dining out.
Tell the app what you're saving toward — emergency fund, debt payoff, or a specific goal.
Get your budget health score, cash flow breakdown, and a prioritized action list — instantly.